$ 384,900
-
$384,900
Price -
3
Bed -
2
Bath -
1,344
SqFt -
0.2
Acre
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About the Listing WINNER - 65928
Realistic Owner is offering a $10 k PRICE CUT plus a “ SHARE the PAIN “ PROMOTION to “ Buy Down “ your interest rate to the 6% level for the next two years (* See Below). JUST LISTED !!! Be among the First to see this MOVE-IN Ready Cape Cod home with a flexible layout to fit your needs. Choose a first-floor bedroom and a second bedroom currently serving as a convenient home office/laundry area (2nd set of Hook ups in Basement), and enjoy the large living room with gleaming hardwood floors and a cozy fireplace, which opens to a dining area leading to an updated kitchen with premium quartz countertops, quality cabinets, and stainless steel appliances—making meal prep a joy. Step out the back door to relax or entertain on the new TREX deck overlooking a large, level, privacy-fenced yard. Upstairs, you’ll find a huge bathroom/dressing suite connected to a bright, spacious bedroom with abundant storage. The full, dry basement offers space for a rec room, game tables, and even more storage, with access to another patio area overlooking the fenced backyard. New top-of-the-line Bosch heating and central air systems, along with energy-efficient replacement windows, keep costs low and comfort high. C/O in hand for ALL Upgrades including Electrical Service, Plumbing, Heating, Cooling, Windows and Roof. The current Owner has Spared No Expense to Do Things Right, So if you want a well-maintained home that you can move right into and enjoy with No work needed, this may be a Great Choice for you ! * - The seller is offering a $10,000 price reduction alongside a temporary interest rate buy-down promotion. This offer lowers your effective interest rate to 6% for the first two years, giving market rates time to decrease from their recent peak above 7%. With a full-price offer and a standard 20% down payment, the owner will deposit funds into an escrow account at closing to subsidize your monthly payments for the first 24 months. For example, on a $384,000 purchase price with 20% down: - Current Rate (7.375%): ~$2,958.16/month (including taxes and insurance) - Effective Rate (6.000%): ~$2,675.53/month ( your Net Cost after Escrowed Buy Down ) - Owner Credit: The seller will escrow the $282.63 monthly difference for two years, providing you with the equivalent of a 6% mortgage rate while you build equity. This presents a creative opportunity to purchase now rather than waiting out interest rate fluctuations. Please reach out if you would like to review the figures for your specific situation or if you have any questions. Let's work together to End Run the FED and Create a WIN-WIN !!!
Listing Highlights
Interior Details
- Bedrooms: 3
- Bathrooms: 1 Full / 1 Half
- Appliances: Dishwasher, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Refrigerator, Range, Stainless Steel Appliance(s), Tankless Water Heater, Indirect Water Heater, Geothermal Water Heater
- Air Cond: Central Air,ENERGY STAR Qualified Equipment,Electric
- Heating: Forced Air
- Fireplaces: 1
- Floor: Ceramic Tile,Hardwood,Combination
- Basement: Full
- Other: First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Speed Internet,Low Flow Plumbing Fixtures,Open Floorplan,Open Kitchen,Primary Bathroom,Master Downstairs,Smart Thermostat
- Water: Public
Exterior Details
- Lot Description: Back Yard,City Lot,Cleared,Interior Lot,Landscaped,Level,Near Public Transit,Private,No Waterfront
- Garage Capacity: N/A
- Parking Spaces: 3
- Lot Dimensions: 50x178
- Roof:
- Others: Mailbox,Lighting,Rain Gutters,Updated/Remodeled,Renovated
- Sewer: Public Sewer
- Parking Features: Off Street
Financial Details
- Tax Amount: $7,087
- Taxes w/Assessments: N/A
- Tax/Property ID: 131300-6161-48-490508-0000
- Tax Year: N/A
Payment Calculator
Monthly Payment
- in Principal and Interest
- in Taxes
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6 Wilson Boulevard Poughkeepsie, NY 12603
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